How to apply for the housing (Mock-Up)

Four Community

How to Apply for Housing

If your family, or a family you know, is in need of decent, affordable housing, please contact your local Four Community office to apply. The local Four Community affiliate will explain the application process and provide information on the availability, size and cost of Four Community homes in your area. To find the Four Community affiliate serving your area, use our online search tool or call our help line at 1-800-425-4000.

Each Four Community affiliate selects “partner families” to become Four Community homeowners. Four Community follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing partner families. Partner families are always selected based on their level of need, ability to pay and willingness to partner.

Applicants are required to meet several qualifications to ensure success. Each Four Community affiliate has its own guidelines. In general, prospective homeowners must:

• Be citizens or legal residents.
• Prove steady income.
• Have good credit.
• Earn a monthly income that falls within minimum and maximum limits, depending on household size.
• Sustain a savings account over a specified period of time.

In addition, each partner family will be required to:

• Invest sweat-equity hours in building his/her home and others.
• Make an affordable down payment.
• Make timely mortgage payments.
• Attend homeowner education classes.

2010 Income Guidelines:

Family Size of:	Minimum Income Needed: 25%	Maximum Income Allowed: 60%
1	$15,000	$36,000
2	$17,125	$41,100
3	$19,275	$46,260
4	$21,400	$51,360
5	$23,125	$55,500
6	$24,825	$59,580
7	$26,550	$63,720
8	$28,250	$67,800
9	$29,950	$71,900
10	$31,670	$76,000
11	$33,400	$80,200
12	$35,100	$84,200